x

John Pettman

1368 Profile Views

About Me

my expertise in the industry

John's Recent Activity

Yes Colin You are absolutely correct. Our business is putting a roof over peoples heads. If there is no one in our properties we are loosing money. John Pettman

From: John Pettman 26 February 2024 13:07 PM

The annoying point is the adverse assumptions that are made. e.g an assumption that there is NO underfloor insulation when it was a requirement in the planning process and further the planning dept have signed it off . To prove that there is some 30mm of insulation one needs to remove all the floor coverings which exposes the tung an groove 18mm flooring boards, on top of which are laid the stud wall partitions . Not an easy job to then take up the tongue and groove flooring to expose the underfloor insulation and the boards will never go back quite as good as they were originally.

From: John Pettman 08 December 2023 09:27 AM

Hi You are ignoring the point. Ground rent in excess of £250.00 is NOT acceptable to some mortgage lenders. FACT . Read the Mortgage Lenders handbook Some large Freeholders are charging £5,000.00to agree to notify the Freeholder if there are arrears FACT John Pettman LL.B (Hons) Former A.I R.P.M and Licensed Conveyancer

From: John Pettman 14 November 2023 13:22 PM

Many Leaseholders extended their Leases so that they had a marketable property and paid a large premium. The Freeholder at the same time increased the ground rent to in excess of £250.00 p.a . Many Mortgage lenders will NOT accept this position and lend money to any future buyers because it enables a Freeholder to reposes the property WITHOUT putting the mortgage lender on notice if the ground rent is not paid. Many Freeholders are now demanding the sum of £5,000.00 to enter into a Deed of Variation just to amend the Lease so that if the ground rent was not paid they would notify the mortgage lender. This surely is a Rip off and one of the many matters that needs to be addressed. A lease that provides that a Notice of Assignment fee of the fixed sum of £36.00 has to be paid by a new owner but the Freeholder demands a further sum of £84.00 to receipt the notice that was sent to them and return it. That surely is yet another rip off . When challenged that it is an Implied term that the fixed sum includes them purely signing one copy and returning it they waive that additional fee as an act of generosity, but how many times have they got away with this. John Pettman

From: John Pettman 14 November 2023 10:15 AM

I always ask for the name of the dog or animal. If its called yapper crapper dumper or Turdie No chance . I have even had a goldfish cause damage , the large fish tank in the upstairs flat broke . An hours drive each with a dehumidifyer to sort out the problem

From: John Pettman 30 March 2021 10:18 AM

Yeh My names Yapper and my brothers are Crapper and Dumper. As dogs we deserve a nice warm roof over our heads. In the winter would you want to go out in the garden to do a wee NO so we do one in the corner of the lounge sometimes .We add to the security of the house by barking loudly at every conceivable opportunity. Keeps the burglars away. YEH Woof Woof

From: John Pettman 22 October 2020 09:29 AM

So Shelter, act as guarantor and get DWP to make direct payments to the Landlord from the very beginning no messing around waiting for large arrears to build up , problem mainly solved

From: John Pettman 04 August 2020 10:54 AM

Offer Half rent incentives says agency chief. Am I missing something . The rent is L E S S than the L.H.A rate. So tenant gets paid full amount of rent and then keeps half . Thus sitting in my house doing nothing actually getting paid half the amount of rent . Am I missing some thing does that sound fair? Will the Insurance company accept half payment for the buildings insurance???The Gas eng accept only half payment for the annual check??? The Electrician accept half payment The court cuts their fees by half?? REALLY

From: John Pettman 11 June 2020 10:02 AM

Breaking News